3 reasons to sell your cba shares, page-328

And honestly Tilleydog, if you can get 4% at Ubank as mentioned earlier in this thread, virtually risk free, that's actually a really good deal! If you are not buying property, inflation is very low, even deflation looming in some sectors. Is the risk you take on worth that bonus few %?

APRA is going to make things even better for the savers soon, and about time too, it's become deeply, deeply uncool to save money in Australia these days, so much media encouragement to throw your cash on the market to chase the bonus few %, or borrow more to sink it in an extra property. Hope it doesn't end badly, especially worry for those being cavalier with their SMSFs.