They aren't only growing in revenue - TTV and Transaction numbers are up considerably as well.
Monthly Transacting Users are also growing.
And this was during a period where they were focusing on sustainable profitability etc, rather than focusing on growth.
Now that the macroeconomic conditions are improving, and the company is more stable than ever before, they can begin refocusing on growth a bit more.
You mention Affirm, but they didn't pivot towards profitability as much I don't believe, they continued their focus on growth so it makes sense that they grew more than Zip - but I believe Affirm are still making big losses too.
$3 SOON, page-474
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