I'm 35 and have been using Afterpay since 2017. I love it -...

I'm 35 and have been using Afterpay since 2017. I love it - its easy & user friendly. Two clicks after selecting "Afterpay" at checkout and your order is confirmed. Most of my friends use it too. For those that dont have a huge disposable income, you can use it when you need to spend on something that you dont have immediate funds for. Personally, I often use it when I have to buy gifts or something that I actually need (not just shopping for clothes...) that I havent budgeted for. APT has the potential to be huge, IMO. It will become a verb "i afterpaid it"... if its not already.