36% of BNPL users missed a payment, 57% spent above their means, page-15

you can’t be that foolish, honestly?

please explain how any negative factors in zips report, would impact zip the least?

have you compared the financials of each of zips peers?

have you seen the register split, with major holders split across each of zips peers?

have you seen the capital raising and dilution history of zips peers?

Klarna raised over $1.6 billion usd last year without blinking an eye lid, and in two raising. How did zip go?

time to do some research I think, unless you enjoy having a completely flawed opinion and losing money.