Hi Justis First I suggest that you get your Capital together then start your business ( No government or Bank will help you do this unless you Hock Yourself and House Etc ) Then go and spend maybe 16 hrs per day working and doing your bookwork and getting grey hairs. Sure its bloody easy out there in Small Business . Competing against things the average person does not understand Interest Rates and Overseas Exchange Rates then bring in the Recievers who only understand $350-00 per hour and they get their whack first Cheers Towie Its all not the workers fault