soon very soon say max. 12mths as look at the top line growth...

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    soon very soon say max. 12mths as look at the top line growth rate and ecommerce opportunities worldwide and that’s why all retail minnows sold out from $40-$8-$40 and only big fundies took over the weak hands....

    it’s all about growth I myself buy nearly $5k worth of items through APT every 6mths odd and it helps me budget myself so even things like from Typo I use APT....go figure!!

    lots of negates around economies going down and people may bankrupt etc once again I personally think that apt will be last resort to default on as they have no motivation with amounts so low not worth defaulting...

    for defaults my sequence would be:

    mortgages
    business loans
    personal loans
    car finance
    family finances
    credit cards
    then when maxed all out APT.....!!

    think it’s practical....
 
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