I haven't re-listened to the meeting, but my reading of the comments was that given their history banks wont touch them. However, if they have a solid contract with a "AAA" organisation, then Lord will roll the conv note or another investor will step in. Unfortunately, IMO they need more cash even if the conv note gets rolled over. However, in asking that question, Ian was very clear that he disagreed.
50% increase in revenue, page-29
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