Ok some facts
Aus growth rate >300%
Aus bad debt rates decreasing.
Regulatory change unlikely.
most premium ecommerce websites signed up.
Aus operations profitable.
USA $11m in month 1, $60m in month 2.
Merchants being rapidly signed up, including large sellers.
USA market size 20x Aus market, former PayPal exec on board
UK - just started with entry via acquisition
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