I think it may be best to leave this conversation at rest, but if you do your homework you will find that 5 loans was a sample, as is normal practice. As I said, there could have been many more, perhaps thousands, but nobody knows. I did not suggest there is or was.
As for the rest, I explained my opinion, you have yours, but they did not have appropriate processes in place, otherwise they would not have been prosecuted. Again, if you do your homework you will discover that same truth.
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