$8 Party, page-180

trying to predict this sp is pretty futile

best stick to macro thematics, look beyond the week by week (unless you're the day trader type)

this shift in consumer credit is driven by consumers

they are sick to the back teeth of paying very high interest and very sneaky fees

if you truly recognise that the shift is here, and growing, then the only way is up

who cares if it's $4 tomorrow ...or $3 by end of week

hold, forget what 'experts' are saying...listen to consumers

it's bottom up investing....don't let the volatility in sp put you off

focus on consumers...and credit losses (which zip must must improve)

that's it