I think your digging very deep for the dirt there AaronM80. The risk is all on the customer as banks get bailed out (except for/since Lehman Bros). The game is all about sending the consumer to the wall and financial technology companies like Zip is the conduit. All zip customers have had credit checks to meet criteria so if zip trips up it will be years from now when we all start swapping silver coins for half a dozen eggs.
$8 Party, page-466
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