I did what you did Wayne - in the last couple of weeks I sold...

I did what you did Wayne - in the last couple of weeks I sold out the majority of my holding as there was so much uncertainty in the markets and with the trajectory of the virus. I told myself I'd climb back in once stability started to restore itself - which I believe it did over the last week - and so I re-accumulated at about 69ish. I don't believe we'll see a huge dent in the FY20 results, but I certainly expect customer numbers to take a hit over the coming months and that will start to immediately show in HY21. I am, however, a long term holder of this stock and am ready to lock it away now for the next 2-3 years. I could try play the ups and downs and try profit from the volatility, but that requires another set of skills I don't have and I'm just more likely to erode my holding if I do that. What I know for sure is that Xero is a quality company, with quality leadership, and a product that will still be required during the crisis and beyond.

Good luck to all holders!