"Have a nice life, or whatever passes for it with your non existent value system."
I am one of those people who believe in insurance, I have every thing covered thank you very much. As far as my so called "non existent value system" is concerned, it does not include volunteering other peoples money around to make me feel warm and cosy, I only volunteer my own money, unlike some whose value system is reliant on other people funds to make them selves look good to others.
