IMHO, don't get the loan unless you know can pay it back from other income (not counting on the return from SDL to pay this debt).
assuming that there won't be anymore rate hikes (which there will be), you will be paying at least 5% interest. Sure that looks good during the bullish days when SDL is up by 10 - 20%, even better when it becomes a tenbagger. But when the bear comes around, or the Chinese financial funding didn't go through, it puts you in a very bad position. And when you are in a bad position, you make bad decision.
don't get me wrong, I have faith in SDL. But I have seen a mate of mine did the exact same thing for MEO, and it's sad to see how he is struggling right now.
if you want to borrow money to invest (esp in stock market), at least don't put all your eggs in one basket.
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