Kozzie, I know how you feel.
Simply put: the average person is stupid.
Realise how stupid the average person is, then realise that half the population is dumber than that.
That is why it's so easy for these banks, governments, royalty and corporations to rule over us.
Yet people think: "oh you think it's some crazy conspiracy"
You drop the word 'libor' to these people and they have no f---ing clue what you are talking about.
