"clarkkent he is a bluechip man of steel happy to make 10% per year"
What have we got here ?
Kromey1, the ignorant Australian advising the ignorant American.
Listen here newbie.
If you ever get offered a *guaranteed* 10% (particularly after tax) you should grab it with both hands.
You problems would be over.
You can borrow money for much less than 10% (after-tax) and it would only be a matter of how much you could convince a bank to lend you.
But nobody is even going to guarantee you 10%.
And *you* in particular will not even make that in the long-run.
Lets face it, nobody has come close to Buffet's 21.4% career record, and certainly an ignorant newbie like you won't get within cooe of that
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