Mr steve interest rates effect companies and households very quickly, it will not take 3yrs to reach a bottom.
The us housing affordability rose to a high about 3yrs ago. That priced manny ppl out of the market and prices started to fall.
I would conclude because the us is very close to the bottom of the housing market it should be a quicker recovery.
The us credit risk issues took effect on the way down near the bottom of the us housing crisis, they are two separate issues even though there is some relationship.
Therefore because the housing market was already near its bottom the effect of the credit issues should be softened.
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