Some of the points being argued in this thread are based on semantic differences between what posters regard as money. In Economics, the word has a wide variety of applications, and money in a bank account would be regarded as money by retailers who allow payment by debit card. All sorts of things have been used as money over the centuries, and in various circumstances – see
https://quickonomics.com/different-types-of-money/. .
In remote areas of Zimbabwe where semi-processed mopani worms (actually caterpillars) are harvested and traded, there is usually a standard container size used to buy salt, cooking oil, mielie meal (milie = maize, which Americans misname as corn) and other necessities. At
https://assets.publishing.service.gov.uk › media you can read, “In general, a 'new' T-shirt can be exchanged for about three-quarters of a 20-litre bucket (4 kg), while 5 kg of roller meal, costing Z$ 130, can be traded for a 20-litre bucket of mopane worms (almost 6 kg, worth Z$ 88 – 32 kg). A sack of dehydrated and singed (to burn off the spines) mopani worms would be a superior short-term store of value than Zimbabwe dollars.
