adding value or not, page-3

Lindso

22 shares all in ASX 50 so that is the best benchmark I can think of. I don't trade it or buy or sell that often so does not take that much of my time. The 0.3% upside is before fees and tax. My fee savings alone are worth about 1% a year on top compared to a managed fund and I manage the tax outcomes which I could not do in a public offer fund. So definite upside.