Hi From My Experience Can you afford the change without leaving a Mortgage that you may not be able to pay while in your new venture Can your wife afford to keep up the payments. Can you come back to your present job. If your answers to these questions are No, then do not do it untill you can answer YES to all those questions . As for the children they can only learn and benefit from the exersise If Your Answer Is YES to those 3 questions Cheers Towie