Apologies in advance if this is the wrong forum to be seeking...

Apologies in advance if this is the wrong forum to be seeking opinion. My parents were recently the winners of a lottery that netted them a nice little nestegg for their retirement which is just around the corner. They have the option of taking the prize in gold bullion or cash, if they choose to take the cash then a selling fee of approximately 2% of the winnings which seems extremely high. 

Interested in hearing some other opinions on how you would choose to receive the winnings given the current price of gold, usd/aud etc

FTR, It's not a spectacular sum but it is life changing for them nonetheless and will allow them to live a more comfortable retirement.

Thanks in advance.