advice please, page-8

Maggie,

Obviously your immediate needs will determine when to sell. Thing to consider is timing. If you hold stock for over twelve months tax is only paid on 50% of the net profit and that is further distributed between the names on the script.
Bear in mind that $18K can be earned by each individual before tax is payable. Also consider selling a portion this financial year and the balance next year which reduces the possibility of exceeding the $18k level at the same time delaying the tax payable on the 2nd sale for approx.. twelve months.
Hope this helps.