I think that only the Federal grant of $7k on established and...

I think that only the Federal grant of $7k on established and new properties( FH Boost grant) cease on 30 June , not the State(nsw) grants and stamp duty concession.

there is really no rush to buy an overpriced property in this market as we are entering a recession - job is the critical factor and not low interest rate.

I am a first home buyer and made an offer for a unit which does not meet the owner' asking price - some $15k below the owner's asking price. I have based my price close to the last sale of a similar unit in the same building. the
estate agent is pressuring me to make an "improved" offer, but I am not budging. more likely someone have to pay well above the last sale to make the purchase.

I am looking at a scenario where it may be better to buy post 30 june - fewer buyers, higher unemployment rate - the higher the better.