I am interested in whether readers use investment advisers. I tend not to use them but have been seeking someone to review asset allocation for my SMSF. While I am comfortable with my strategy at this time, an external perspective provides an additional degree of comfort.
Advisers whom I have approached (with one exception) are not willing to do this; they just want to provide me with a plan at a cost of $2,000+ and an ongoing fee or retainer which I neither need nor want. My past experience is that there is a herd mentality amongst advisers or they want to push one or more products.
