any organization that will do a billion in revenue is a serious company. Do you honestly think they cant break into other verticals. They can pretty much target so many places when they are ready. If they can also monetize their own userbase that will be icing on the cake.
Revenue isn't income. Income isn't profit.
The media is full of stupid stories like "Mum makes $20k a month from home based business". Ignoring the fact she may not be breaking even let alone making a decent income.
BNPL is a Ponzi business that requires an ever increasing pool of new customers to hide the fact it is intrinsically unprofitable.
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