There is some good articles at finder.com about all of the new payment systems. Here is a comparison between afterpay and zippay. https://www.finder.com.au/afterpay-vs-zippay
I think one of the best things going for Afterpay is how easy it is for consumers to understand and be able to mentally account for the impact on their budget. It's lack of options = simplicity!
afterpay going slow, page-49
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