the bnpl part is already profitable in its most mature market. i think this will be its main means to npat,,,,but their are defiently more avenues to add to that profitability, imo the biggest being data, the partnership with westpac i dont have enough details yet (i doubt anyone has except the inside team),,, i dont what to guess what ventures may happen in the future as i like to keep my speculation within the realms of what is currently known. and im super conservative on those. usually i keep them to myself but decided to give some food for thought today as the last few weeks have completely lost focus on the actual business. we need to remind ourselves from time to time what and why we invest. not just run with sentiment of a sector, whuch is whats happening currently (imo)
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