Don't bother they of course do try to recover debts like any...

Don't bother they of course do try to recover debts like any other company do using debt collectors as no other tools are available to them but like we all know a debt collector can do nothing if you just ignore them.
We are not in US, no bikers will come to scare you or take your car etc...

What would be interesting is to find out how many people didn't pay back then it's pretty simple to so the math as we know how much benefits they make per clients who paid back entirely their debt.
I already know the answer, they are loosing money since day one and cover up with next payers and investors believing they business is going well...