Afterpay profitability timeline

Hi guys,

New to this section of HC, just wanted to ask these questions out of curiosity.
Personally I am a steady, fundamentals based investor and waiting for the stock to turn a profit before buying. I was hoping that you guys could answer these questions so I could get some idea of how stable the stock price would be when the company hits this point.

1. When is your expectation that Afterpay will turn a profit and have a P/E ratio?

2. Will you sell at this point or wait for the P/E to improve further? Lets assume that growth is slowing at this point but still positive.

3. What do you expect the company valuation to be when the P/E ratio hits 20? (So a standard 5% return more or less)

4. Do you use afterpay yourself?


Thanks guys, dont have to answer all the questions if you dont want.