APT 0.00% $66.47 afterpay limited

Hi everyone I am new here and also new to stock investment....

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    Hi everyone I am new here and also new to stock investment. I've been considering to buy shares of bnpl reading the news, the media always raves about afterpay, however looking at the share price do you guys think it's too late to get into afterpay? my friends also suggested zip because apparently they are cheap atm?
 
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Currently unlisted public company.

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