I think Afterpay is not interested at all in turning a profit right now. Clearly investors and the stock market don't punish them for operating at a loss, they can easily get more funding, and they're one of the leaders in an extremely competitive but fast growing market, which requires lots of investments. I wouldn't be surprised if the're unprofitable for at least 5-7 more years.
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Afterpay profitability timeline, page-4
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