Afterpay Valuation, page-5785

same for quad and apt; both are pay in 4

pro for quad; had to be can be used anywhere and when you have a balance you can use it; ie their risk scoring isn’t based on each transaction like afterpays

con for Quadpay ; had to be the smaller balance and the fee for use if you want to shop at anywhere you get slugged with a 4 dollar fee. Max choice but comes at a cost

afterpay; the sales they offer their customers through the app unique to afterpay with integrated merchants

biggest negative Afterpay has to be lack of choice if you want to bnpl skmething not integrated with apt you can’t