APT 0.00% $66.47 afterpay limited

Bank: I missed a $25 credit payment on a Friday and paid the...

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    Bank: I missed a $25 credit payment on a Friday and paid the next day, a Saturday. On Monday, I get the above threatening text message telling me to pay up or be damned. When I have already paid. Get charged full interest anyway on Wednesday.

    Afterpay: Reminds me a day in advance that funds will be debited. That is truly a courtesy. And that is why I use Afterpay.
 
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