hi sergeant, When direct charging is in, and actualy...

hi sergeant, When direct charging is in, and actualy functioning, the fee will go mostly to CUS, instead of approx half of it currently going to some other organisation to handle the deal. is that correct?
Apparently under the new rules the rba requires the atm machine to advise the customer by some sort of disclosure warning notice that they are being charged a fee.
But i am of the understanding that while the customer has to be warned, the fee wont be any more cost than it is now except that the atm owner,CUS in this instance will get mostly all of the fee.
So if i am correct in my thinking, why would transaction quantities be forecast to be a bit less before and after D/C ?
After all the customer still pays about the same.
please correct me if i am thinking wrong.
Perhaps your research is allowing a bit of lull in transactions because of the downturn talk.?, but
recovery after the customer gets used to and starts ignoring the disclosure notice.