Stefan, interesting senarios....
1.0 In recession, adjust to market, ie get Lowes on board.
2.0 In boom, adjust to market, tend to the nouveau riche. ie get Myers on board.
The main point I was making was, currently Lowes are not on board and neither are many of the 50 yo, Anglo, 'battlers'. these people represent a large and quiet market segment. Regardless of the broader economy there will always be someone who has recently fallen on hard times and someone who has recently come into money.
RE: "if the answer is no, then you understand my point"
Consider the difference between, agreeing, understanding, and trusting. If I trust you I might agree with you without understanding you. Disregarding trust, sometimes I understand and agree, sometimes I understand and disagree.
One stream of economics says 'if you serve / sell to the masses you will live with the classes' note the success of mcdonalds and subway compared to old fashioned linen table cloth restaurants.
Finally remember, APT is really a payment method, it is quasi cash, so on one hand we don't care who is getting paid so long as someone is using APT to pay someone.
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