They are totally comparable
What you Afterpay juggernauts keep ignoring is the elephant in the room.not a gorilla a bloody elephant.
klarna is an absolute monster compared to afterpay 3x the size or more. Merchants they have I think nearly 5x. Customers 80 million, 6 X more
Let's not try fool anyone. The majority of these companies business is coming from traditional bnpl. And quad is killing it in the US. Sezzle is killing it in Canada. Zip is now number 1 app is Australia. And Klarna overall just dominates. Klarnas app downloads in Dec were almost double what both Afterpay and quadpay was combined!!!! In fact you could add up Afterpay, quad, affirm, Sezzle, and the next ten bnpl and it still wouldn't add up to Klarna.
It's like when people try compare country's defence spend. Klarna is the United states, Affirm is China. Afterpay is India. Zip is Russia. Klarna is that far ahead.