A sign that not everyone (apparently you included) doesn't have great commercial acumen.
More like sign that you have absolutely no idea how small businesses work
The salon can just pocket the cash and pay no tax. Last time I checked a 10% discount is cheaper than paying 27.5% company and APT, There are no shortage of customers so it costs nothing to turn somebody who wants to use BNPL away.
Alternative Metrics, page-4590
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