@Mexicanandre you can't default 1st payment as a new customer, at the time of purchase the payment is taken from the debit or credit card. This is their standard practice for all new customers.
For the 2nd payment, it is made 14 days later. If missed a late fee is applied. 7 days after that another fee is $7 fee is applied. Once a payment is missed you are frozen out of using the system to make any new purchases.
I'm unsure when they cease attempting to collect the money and it becomes a bad debt. Reading some reviews implies they sell the debt to a collection agency sooner rather than later - perhaps around the 60 day mark.
APT Price at posting:
$5.58 Sentiment: None Disclosure: Held
