they like taking out the banks and payday lenders (and still did barely anything there)
if there's anything we're good at here its financial innovation (based on the massive relative size of the industry to our GDP versus other countries) so i don't think they will want to come down on one of the best prospects for an australian international finance company in years. though i do agree on the late fees as i said before, i could see them capping it in relation to the value of the goods sold.
