Seriously AnDy62 , if those people are so marginal , sooner or later they are going to get weeded out .
As many have posted on here , if you are not factoring in a 7% interest rate , or at least a 2% margin on top of your current rate , then you are playing Russian Roulette .
For the rest i.e. the average person , $810 might be the amount they spend on coffee per week . That's $15.58 per week .
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