"I have found over the years that it is virtually impossible to...

"I have found over the years that it is virtually impossible to get financial advice which is 100% free of the 'agency' factor. Admittedly, there is bad advice and downright criminal advice, but in most cases the advice involves a degree of profit sharing with the provider of the advice."

That is why Clark prefers to take his advice from sources such as David Koch, Allan Kohler and Craig James.