The conference is concluded
intelligent questions and answers
cost to income was higher in the first half but its front loaded with staff reward payments and some infrastructure expenditure
slight rise in bad debts due to cancelling out some ANZ underperforming Personel loans
If they get stuck with the higher tax rate (hope not) they may re allocate some functions to Kina Securities to Lower the over all tax rate
current blended tax rate of 42 %
hope that helps folks
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