in the Q&A it sounded like some of the 10.1 provision might still be held over to FY22, but you'd think at least some would be released. Unemploymemt well below the expectations of the provision which I recall was about 10%? And bad debts non existant so far.
Depending on how much provision release and loan book growth to June 30, Reckon statutory NPAT could be 40m to 50m.
Ann: 1H FY21 Financial Results, page-19
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