Yeah, I don't particularly think their direction is innovative enough.
The company has changed since its original vision of peer to peer lending. Now I don't think their business is anything special. And their website (and probably backend technology) is crap.
I am annoyed that they screwed their members during their IPO. Literally the only people who paid the highest amount for their shares since trading began are their own members. That's just not a good look.
Yeah, I don't particularly think their direction is innovative...
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