I'm minded to keep things civil, and I think "crazy" is too...

I'm minded to keep things civil, and I think "crazy" is too strong, but I do wonder sometimes whether we're all talking about the same company. At least, it's hard to see how FLN is a "fledgling company" trying to bed down a business model, when FLN has had consistent revenues for about 7 years (incredibly consistent in USD terms) and has steadily lost money on the marketplace side.

Hard to imagine things suddenly going back to rapid growth - not impossible, but the fact that no-one seems to have a coherent explanation of why growth stopped in 2016 for 7 years doesn't help. A mountain of weird "dog ate my homework" excuses doesn't add up to a theory of why FLN went from rocketship growth to annualised 0.1%.