All this talk about APT customers being a bunch of undesirables is simply incorrect. I have two colleagues who use APT. Both have salaries over $150k p.a. , both homeowners and I know one of them has no mortgage. I use my credit card ...does that make me an undesirable? I just signed up to APT and will let you know what I think? Interest free money with no catch is compelling for me ....regardless of how small the amount or short term (6 weeks). And yes, I'm an APT and ZML shareholder.
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