Nothing has changed. They are acquiring new merchants at a rapid...

Nothing has changed.
They are acquiring new merchants at a rapid rate. Big signings like Jetstar will only support this.
Major growth stock, but with many known risks.
It is a payday lender of sorts. This may not be sustainable.
There is a threat of regulatory risk
Bad debts must be watched closely.

I am riding the growth wave. Once that subsides, I will / would be cautious as to the sustainbility based on the risks mentioned. i.e take some profit.

I believe in the growth, but am largely apprehensive as to the long term sustainability of lending to those who cant afford a $100 purchase.
All at the risk of starting all the debates we have had a million times before.

Many disagree with me, and they will. I still disagree, but will invest on my convictions & risk. You must invest on risk - people talk as if they are know-alls and know EXACTLY what will happen.

Oh, and I forgot the other BIG one. This stock is currently IMPOSSIBLE to value.