That’s Warren Buffett speak all over there. Congratulations. The...

That’s Warren Buffett speak all over there. Congratulations. The UBS rating probably further cements your right call.

Some may say they have vested interest, but reading the report, I do feel that there are plenty of positives for 2H 2022, in particular the interest rate hike which may contribute materially to bottom line.

I was initially worried about the wrong call made for Nuapay. But as long as they retain this run rate, it’s not going to eat into our bottom line. In some sense, this is a pretty low risk deal with a high probability of a base case realisation. Anything else (in particular operating leverage) is icing on the cake.