In the commercial arena (which is unregulated) it is standard...

In the commercial arena (which is unregulated) it is standard practice for almost all car lenders to offer auto approval for cars up to $150k without financials. Several extend to $250k and $350k and one notable goes to $500k. MME is keeping up with the competition. In the consumer space it would be more difficult to approve a $150k purchase but there are very few options available. Bear in mind that while $150k might appear to be a luxury purchase, in fact many utes and 4wds driven by trades people are at or not vey much below $150k.