I understand that there is a paid proof of concept underway with...

I understand that there is a paid proof of concept underway with significant North American FI. According to last quarterly this is continuing to advance but we know from Virgin and Visa this can take time - hopefully those experiences and what they have built as a result will help streamline.

Any particular reason BoA not included in the list? I've been trying to track back through status of this and as far as I can see their platform is 9 spokes engine and paying licence fees. The opportunity with these large user numbers is to up the capability with additional features and modules and then these get on sold by partners. Equates to $1M/yr for every $10 licence fee at 50% uptake on 200k users.